All insurance policies issued in West Virginia carry mandatory coverage for personal injury and property loss caused by an uninsured motorist. This includes a hit and run driver. In order to collect on a claim involving a hit and run driver it is necessary that the police or other appropriate authority investigate promptly and that your insurance carrier be notified within sixty (60) days. Generally, it is also necessary to prove actual contact between the hit and run vehicle and yours. This requirement has been relaxed recently, so that you should consult with an attorney to see if your case comes within the new standards. The minimum uninsured limits which accompany every policy are inadequate for serious injuries. Uninsured motorist coverage is relatively inexpensive and most people would be wise to contact their insurance agent to learn more.